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State Bank of India is now offering Personal Loan through YONO Mobile app to salaried class account holders. You can avail this loans by YONO App, it is paperless and will be availed by digital mode. Salaried person will be given loan equal to three times the salary.

Key Features of Loans :

1. EMI Holidays for 3 months

2. Rate of interest 240 basis point above 2 year MCLR ( Present MCLR 7.45% + 2.40 = 9.45%)

3. Minimum Loan amount Rs. 25000 & Maximum Loan amount Rs. 3,00,000

4. Loan tenure : 18 Months inclusive of 3 months EMI Holidays

5. Other features similar to PAPL as 24*7 availability, 4 clicks, hassel free, digital documentations.

6. Customer can know special PAPL eligibility through SMS inquiry by sending SMS to 567676 as PAPL XXXX ( XXXX denotes last four digits of salary account number) from their CBS registered Mobile Number.

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