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This video discusses Direct PLUS student loans. Direct PLUS loans are federal student loans that are made to parents of undergraduate students, graduate students, and professional students in the United States. PLUS loans are not need-based, so nearly everyone can receive them provided you do not have an adverse credit history (if you have an adverse credit history, you need a co-signer or extenuating circumstances to get a PLUS loan). One advantage of PLUS loans is that the maximum amount is the school’s cost of attendance minus any other financial aid you are receiving. Thus, theoretically you can use PLUS loans to cover any unmet financial need. PLUS loans have a fixed rate that can be found at https://ift.tt/Wf2s7d
You must complete the FAFSA to be eligible for PLUS loans, so be sure to visit https://fafsa.ed.gov to complete your free application for financial aid.

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This video was funded by a Civic Engagement Fund grant from the Gephardt Institute for Civic and Community Engagement at Washington University in St. Louis.

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