5 things to know before taking any Loan (Hindi)




In this video, we will discuss 5 important things to remember before taking any loan. Topics such as Loan Tenure and its importance, Importance of shopping for better rates means Loan transfer, importance of timely and regular repayment of loan, Loan EMI Calculation with EMI Calculator, how much to borrow to repay easily, how to understand sanction letter of loan and foreclosure charges are covered in this video.

As discussed in video, please find EMI Calculator Link: https://ift.tt/2TLOSLS
You can enter Loan amount, Interest Rates and Loan Tenure to get EMI and Total Loan Interest payable.

In this video, we have covered 5 things related to loan in detail.

(1) Selection of Bank: How to choose bank for your loan is discussed here. Questions like which bank is best for home loan, mortgage loan, personal loan and any other type of loan and how to choose them is discussed here.

(2) Keep Shopping for Better Rates: Importance of Loan transfer, Loan Balance Transfer and how to transfer loan from one bank to other have been discussed in this point. Benefits of transferring loans also have been discussed here.

(3) Loan Tenure: Loan Tenure is crucial in any loan and total interest payable is directly connected to tenure. This has been discussed here. You will also learn about loan EMI calculation with the help of loan EMI calculator.

(4) Don’t borrow more than you can repay: Here importance of taking right amount of loan which you can easily repay is discussed.

(5) Ensure timely and regular repayment: In this topic, you will learn importance of repayment of loan on timely basis. What happens if your emi bounced also been discussed here. You will also learn about different Credit Information Companies (CIC’s) like CIBIL, Experian, Equifax, and CRIF.

Bonus Tip: In bonus tip, we have discussed about how to read sanction letter and also about foreclosure charges.

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