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What is Pre EMI Interest in a Home Loan? Should you opt for Pre EMI or Full EMI while taking a housing loan for an under construction property? Can you claim income tax benefits on pre emi interest as a deduction? Let’s understand.

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Excel EMI Calculator for Home Loan: https://youtu.be/nWyU_IQzsVM

You can check out my video on “EMI Calculation – Excel Formula & Expert EMI Calculator” to calculate home loan EMI :

किसी होम लोन में Pre EMI Interest क्या होता है? अंडर कंस्ट्रक्शन प्रॉपर्टी के लिए हाउसिंग लोन लेते वक्त आपको Pre EMI या Full EMI के लिए ऑप्ट करना चाहिए? क्या आप pre emi interest में डिडक्शन के रूप में इनकम टैक्स बेनिफिट्स क्लेम कर सकते हैं? चलिए समझते हैं।

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In this video, we have explained:
What are Pre EMI and Pre EMI interest?
Why Pre EMI option is only available for under construction property?
What is full EMI?
How payment is given to builder with Pre EMI option?
What are the pros and cons of Pre EMI home loan?
How to compare Pre EMI interest and full EMI home loan?
How to calculate Pre EMI interest?
When should you opt for Pre EMI?
What are the advantages and disadvantages of Pre EMI?
When should you opt for full EMI?
What are the advantages and disadvantages of full EMI?
What are the tax benefits of Pre EMI and full EMI on the home loan?

Pre EMI और Pre EMI interest क्या हैं?
Pre EMI का विकल्प केवल अंडर कंस्ट्रक्शन प्रॉपर्टी के लिए क्यों उपलब्ध होता है?
Full EMI क्या है?
Pre EMI विकल्प के साथ बिल्डर को भुगतान कैसे किया जाता है?
Pre EMI home loan के Pros और Cons क्या हैं?
Pre EMI interest और Full EMI होम लोन की तुलना कैसे करें?
Pre EMI interest कैसे कैलकुलेट करें?
आपको Pre EMI का चयन किस स्थिति में करना चाहिए?
Pre EMI के क्या फायदे और नुकसान होते हैं?
आपको Full EMI का विकल्प कब चुनना चाहिए?
Full EMI के फायदे और नुकसान क्या हैं?
Pre EMI और Full EMI होम लोन के टैक्स बेनिफिट्स क्या हैं?

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Hope you liked this video in Hindi on “Pre EMI Interest vs Full EMI Home Loan”.

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